Lincoln County Mutual Insurance Agency, Inc.

Committed to providing coverage and service that counts.

Insurance is what we are all about! It is our mission to provide our Insureds with coverage that is compatible to their lifestyle, easy to understand and supportive to their wants and needs.

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We are located on historic Main Street in Troy, MO, housed inside Lincoln County Farmer’s Mutual Insurance Company. Lincoln County Mutual Insurance Agency (LCM) consists of a small, talented and highly knowledgeable team whose main goal is to provide Insureds with the best coverage, customer support and peace of mind.

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We are located on historic Main Street in Troy, MO, housed inside Lincoln County Farmer’s Mutual Insurance Company. Lincoln County Mutual Insurance Agency (LCM) consists of a small, talented and highly knowledgeable team whose main goal is to provide Insureds with the best coverage, customer support and peace of mind.

Depend on Us

Life is unpredictable, and you never know what could happen to the things you value. You can depend on us to protect your home, automobiles, personal property, business, farm, livestock and more!

Products

We offer a range of coverages to help you achieve the protection you’re after. Not sure what you need or what it costs? Contact us to discuss the coverage that suits your needs.

auto
home
recreational
farm
inland marine
camper rv

National Vehicle Maintenance Month: Small Habits That Prevent Big Losses

There is something about spring that makes us think forward. Warmer days, longer drives, plans that finally make it out of the group chat. But while we are looking ahead, our vehicles are still carrying everything winter left behind. At LCM Insurance Agency Inc., we spend a lot of time talking about protecting homes, farms, and property. But the truth is, one of the most used and often overlooked risks sits right in your driveway. Your vehicle. April is National Vehicle Maintenance Month, and it is a timely reminder that many accidents and claims are not caused by one major failure. They are the result of small things that went unchecked. According to the National Highway Traffic Safety Administration, distracted driving continues to take thousands of lives each year. But distraction is only part of the story. Vehicle condition plays a role in how well you can respond when something unexpected happens. A well-maintained vehicle does not just run better. It reacts better. It stops faster. It keeps you in control when the moment calls for it. Winter Leaves Its Mark
 Missouri winters are not gentle. Ice, snow, freezing temperatures, and road treatments all take a toll. By the time spring arrives, your vehicle may be carrying hidden wear that is not obvious at a glance. Salt exposure can lead to corrosion. Freeze and thaw cycles can weaken components. Tires lose pressure in cold temperatures and may not have been corrected. Even something as simple as worn wiper blades can limit visibility during spring rains. And then there are the things you cannot see. Small issues that quietly build until they become a problem at the worst possible time. A quick seasonal check can make all the difference. A Simple Spring Check Can Prevent Bigger Problems Take a few minutes...
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Get In Touch

Call us for a free quote or stop by our office; we would love to meet you! Also ask us how you can save 20% on your auto insurance when you purchase both home and auto insurance with us!