Lincoln County Mutual Insurance Agency, Inc.

Committed to providing coverage and service that counts.

Insurance is what we are all about! It is our mission to provide our Insureds with coverage that is compatible to their lifestyle, easy to understand and supportive to their wants and needs.

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We are located on historic Main Street in Troy, MO, housed inside Lincoln County Farmer’s Mutual Insurance Company. Lincoln County Mutual Insurance Agency (LCM) consists of a small, talented and highly knowledgeable team whose main goal is to provide Insureds with the best coverage, customer support and peace of mind.

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We are located on historic Main Street in Troy, MO, housed inside Lincoln County Farmer’s Mutual Insurance Company. Lincoln County Mutual Insurance Agency (LCM) consists of a small, talented and highly knowledgeable team whose main goal is to provide Insureds with the best coverage, customer support and peace of mind.

Depend on Us

Life is unpredictable, and you never know what could happen to the things you value. You can depend on us to protect your home, automobiles, personal property, business, farm, livestock and more!

Products

We offer a range of coverages to help you achieve the protection you’re after. Not sure what you need or what it costs? Contact us to discuss the coverage that suits your needs.

auto
home
recreational
farm
inland marine
camper rv

Strong Roots, Smart Protection: How Missouri Agriculture Prepares for the Year Ahead

February in Missouri has a quiet look to it. Fields are resting. Fence lines are still. From the road, it can seem like nothing much is happening. But step inside a machine shed or pull up a chair at the kitchen table, and you will see that planning season is in full swing. In agriculture, this is where the year really begins. Across Missouri, farmers are already laying the groundwork for spring. Soil samples are being pulled and tested to determine fertilizer needs. Seed orders for corn, soybeans, and wheat are being finalized. Herbicides and inputs are secured before availability tightens. Equipment is being repaired, cleaned, and calibrated. When the ground is ready, there is no time to waste on breakdowns that could have been prevented in February. Producers are also watching the markets, making decisions on stored grain from last fall’s harvest. These choices help shape cash flow for the year ahead. It may be winter on the calendar, but it is preparation season in practice. Orchards and specialty growers are busy as well. Late February is a good time for pruning apple trees, grapes, and bramble fruits. On warmer days, dormant oil sprays are applied to protect against insects before growth begins. Vegetable growers are starting hardy plants indoors, and some producers are planning cover crops to protect soil health heading into spring. Livestock operations are anything but slow this time of year. Many farms are in the middle of calving and lambing season, which requires close monitoring and quick response to changing weather conditions. Pasture decisions are made carefully, especially during early green up, when grazing too soon can damage forage for the rest of the year. While all of this planning is taking place, February is also a wise time to review farm insurance coverage before...
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Get In Touch

Call us for a free quote or stop by our office; we would love to meet you! Also ask us how you can save 20% on your auto insurance when you purchase both home and auto insurance with us!