Missouri’s weather can change in an instant, making preparedness essential. From strong winds to damaging hail, severe thunderstorms can bring serious risks to homes, farms, and businesses. At Lincoln County Mutual Insurance Agency, we want to ensure you have the knowledge and coverage needed to protect your property, family, and livelihood. Recognizing Severe Weather Severe thunderstorms bring high winds, lightning, and hail, all of which can cause costly damage to homes, farm buildings, and vehicles. Hail size is often measured by comparison to everyday objects: Non-Severe: BB (1/8 inch), Pea (1/4 inch), Marble (1/2 inch) Severe: Quarter (1 inch), Walnut (1 1/2 inches), Golf Ball (1 3/4 inches) Significant Severe: Egg (2 inches), Tennis Ball (2 1/2 inches), Softball (4 1/2 inches) Wind and hail can result in roof damage, broken windows, dented vehicles, and destruction of farm equipment such as tractors, combines, and other farm implements. Homeowners insurance and farm personal liability coverage can help protect against these costly events. What to Do During Severe Weather At Home: Seek shelter in an interior room on the lowest floor. Stay away from windows and doors. Put as many walls between you and the outside as possible. In a Vehicle: Avoid driving during severe thunderstorms. If caught in a storm, pull over in a safe location and remain inside the vehicle. Park under cover if possible, such as a garage or carport, to reduce hail damage. On the Farm: Secure farm equipment and livestock ahead of time. Move ATVs, UTVs, and farm vehicles into barns or storage areas. Check that your farm insurance policy covers wind and hail damage. Protecting Your Property Before a storm hits, take proactive steps to safeguard your home and business. Homeowners insurance policies vary, so talk with your agent and understand the type of coverage you...