National Checklist Day is a reminder that organization isn’t just about productivity; it’s also about protection. When it comes to your home and personal property, an updated inventory can make all the difference after a fire, theft, or storm loss. Having accurate records helps your insurance adjuster process a claim quickly and ensures that the coverage you’ve worked hard for truly works for you.
Start with a simple list of your valuables. Include furniture, electronics, appliances, décor, and other items that would be costly to replace. Don’t forget seasonal equipment, jewelry, or specialty items like sporting or hunting gear and collectibles. If you’ve recently acquired antiques or other high-value pieces, talk with your agent about additional coverage options to protect their appraised worth.
Modern tools make the process easier than ever. Use your smartphone to take photos or record a video walkthrough of each room. Narrate what you see, describe brands, models, or serial numbers when possible, and store the files securely in cloud storage or an external drive. For receipts or proof of purchase, snap a quick picture and attach it to your digital inventory folder. Be sure to include off-site storage such as a storage unit, barn, or detached garage so nothing of value is overlooked.
Here’s a quick reminder checklist to get started:
- List every room, including closets and storage spaces
- Include off-site storage areas and outbuildings
- Photograph or video each area
- Record item details and approximate values
- Keep receipts or appraisals for high-value items
- Update your list after major purchases or renovations
- Review your coverage with your agent annually
Taking the time to organize your inventory today means less stress and fewer questions tomorrow. Your agent is always ready to help you make sure your protection reflects your life as it changes, whether you’re adding new valuables, remodeling, or just doing your annual policy checkup.
At LCM Insurance Agency, Inc., we are proud to help families and property owners across Missouri find dependable protection through trusted carriers like Lincoln County Farmers Mutual and others. We work with you to review your coverage, identify gaps, and ensure that your insurance fits your needs, not the other way around.
To learn more or schedule a free policy review, contact one of our trusted agents:
Jeff Davis or Cathy Filsinger
📍 201 Main Street, Troy, Missouri
📞 636-528-8242 | 🌐 www.lcfminsurance.com
LCM Insurance Agency, Inc.
Through all the seasons and all the reasons you need us.
