Spring in the Midwest is a welcome sight—longer days, blooming trees, and the promise of warmer weather. But with the shift in seasons comes the perfect opportunity (and responsibility) to do a thorough spring cleanup around your home and property. At LCM Insurance Agency Inc., we believe preventive maintenance is one of the best ways to avoid costly claims—and protect what matters most.
As an insurance agency serving our neighbors with homeowners insurance, farm coverage, liability protection, and more, we’ve seen how a little attention in spring can prevent big problems down the line.
Here are some key spring cleanup tasks we recommend:
Home & Property Spring Checklist:
- Inspect tree limbs and branches for winter damage. Remove any that are broken or hanging precariously near your home, vehicles, or utility lines.
- Schedule HVAC maintenance to ensure your system is ready for the summer heat. A tune-up now can prevent breakdowns later.
- Check your roof for missing shingles, lifted flashing, or other signs of damage from snow, ice, or high winds.
- Examine your siding and gutters for any cracks or blockages that could lead to leaks or water backup.
- Look for standing water near your foundation. This could signal poor drainage, which may increase your risk of water seepage into the basement.
- Assess walkways, driveways, and patios for cracking or shifting caused by freezing and thawing cycles.
- Test outdoor spigots and irrigation systems for freeze damage.
- Review your homeowners insurance policy to ensure your coverage reflects your current needs—especially if you’ve made upgrades or plan to.
If you live on a farm or own tractors, combines, ATVs, or other implements, now is also the time to:
- Inspect all equipment for wear and tear before planting season.
- Check that your farm personal liability coverage is current and reflects the scope of your operation.
- Review your umbrella insurance or commercial insurance needs if your business is growing.
At LCM Insurance Agency Inc., we’re proud to be here through all the seasons and all the reasons you need us. Cathy Filsinger and Jeff Davis are always ready to help you understand your options, whether you’re reviewing your current homeowners insurance policy or looking into farm, auto, or rental property coverage.
Need a spring insurance checkup?
Contact us today to review your policies or ask about coverage updates that match your life today.
