There’s something special about September in Missouri; the first cool breeze after summer, the colors starting to shift, and the reminder that fall is just around the corner. While we welcome the beauty of the season, September is also National Preparedness Month, making it the perfect time to pause and ensure our homes and families are ready for whatever comes with the change in weather.
Review Your Insurance Coverage
As life changes, so do your insurance needs. Have you added a new building on your property, upgraded equipment, or made home improvements? Maybe it’s been a while since your last policy review. Taking time this month to check your coverage ensures you’re not left with surprises if storm damage, water leaks, or other unexpected events occur. Our agents are here to walk through your policies and make sure they’re up to date and tailored to your needs.
Prepare Your Home for Fall Weather
September often brings wetter, windier conditions that can put stress on your property. A quick seasonal checklist helps reduce risks:
- Clean out gutters and downspouts to keep rainwater flowing properly.
- Inspect your roof for missing shingles or soft spots.
- Seal windows and doors to keep out drafts and moisture.
- Trim back trees and branches that could fall during strong winds.
- Test sump pumps to ensure they’re ready if heavy rains arrive.
A little prevention now saves costly repairs later.
Build or Refresh Your Emergency Kit
Preparedness also means having supplies on hand for the unexpected. An emergency kit should cover the needs of every family member—two- and four-legged alike. At a minimum, stock:
- A 7-day supply of food and water
- Flashlights, extra batteries, and a first aid kit
- Medications and copies of medical records
- Important documents in a waterproof container
- Blankets, seasonal clothing, and hygiene items
- Pet food, leashes, and comfort items for your furry family members
These basics provide peace of mind and security should power outages, storms, or emergencies occur.
At Lincoln County Mutual Insurance Agency, Inc., we believe being prepared is one of the greatest gifts you can give your family. This September, take a little time to welcome fall’s beauty while also making sure your home, policies, and emergency plans are in order.
For timely updates, consider signing up for official weather alerts through the National Weather Service:
- NOAA Weather Alerts: https://www.weather.gov/subscribe
- Wireless Emergency Alerts (WEA): https://www.weather.gov/wrn/wea
Agents: Cathy Filsinger & Jeff Davis
320 Main Street – Troy, MO 63379
636-528-8242
Through all the seasons and all the reasons you need us.
